Experienced insurance agents delivering personalized coverage and reliable guidance.
Who We Are
AMS Financial Services, LLC is an independent insurance agency headquartered in Houston, Texas, proudly serving individuals, families, seniors, and employers across Texas, Louisiana, and Maryland. We were founded on a simple belief — that every person deserves access to honest, knowledgeable guidance when it comes to protecting what matters most.
What We Do
We specialize in a wide range of insurance and financial protection solutions, including Life Insurance, Health Insurance (ACA, Individual, and Medicare), Annuities, Retirement Planning, Long-Term Care Insurance, Final Expense Insurance, and Employee Health & Supplemental Benefits. Whether you're just starting out, raising a family, planning for retirement, or running a business, we have the tools and expertise to help you build a plan that fits your life and your budget.
How We're Different
At AMS Financial Services, we don't believe in one-size-fits-all solutions. We take time to listen, ask the right questions, and match you with coverage that truly works for you. We are also committed to financial education — because we know that confident, informed clients make better decisions. That's why we partner with third-party organizations to offer financial literacy workshops, and why we proudly offer the HST Medicare Clarity System, an innovative learning experience designed to make Medicare easier to understand, more engaging, and better retained — so you can apply what you learn with real confidence.
Our Commitment to You
When you work with AMS Financial Services, you're not just a policyholder — you're a neighbor, a family, a future we're honored to help protect. We are here for the long haul, ready to answer your questions, review your coverage as your life evolves, and advocate for your best interests every step of the way.
Serving Houston and beyond — because your future is worth protecting.
Testimonials
Jasmine Richards
Really satisfied with AMS's auto and life insurance. Great rates and straightforward claims process - made everything less stressful!
Monica Chandler
Switched to AMS for both life and homeowners insurance. Rates and coverage better than others I've tried. Pretty seamless process, honestly.
Thomas Krazinski
Switched to AMS for business insurance. Seamless setup and helpful agents. Good coverage options. Feels like a wise choice for now.
FAQs
Your Questions Answered: Quick Insights on Insurance Solutions
What types of insurance does AMS Financial Services, LLC offer?
AMS Financial Services offers Life Insurance, Health Insurance (including ACA Marketplace plans, Individual Health, and Medicare), Annuities, Retirement Planning, Long-Term Care Insurance, Final Expense Insurance, and Employee Health & Supplemental Benefits — all tailored to fit your unique needs and stage of life.
How do I update my existing insurance policy?
Life changes, and your coverage should keep up. Simply give us a call or send us an email and one of our agents will walk you through any updates to your existing policy. We're here to make the process simple and stress-free.
Does AMS Financial Services offer any resources for understanding insurance better?
Yes, we provide educational resources on our website, including FAQs, and glossaries to help you understand the ins and outs of insurance. Additionally, our agents are always available to answer any questions you might have during consultations.