Privacy Policy
AMS Financial Services, LLC
Effective Date: April 23, 2022
AMS Financial Services, LLC ("AMS Financial Services," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or contact us for insurance services. AMS Financial Services is based in Texas and provides insurance services to residents in Texas, Louisiana, and Maryland.
Please read this Privacy Policy carefully. By using our website or submitting your information to us, you agree to the practices described in this policy. If you do not agree, please do not use our website.
1. Information We Collect
We may collect the following types of personal information when you voluntarily provide it to us:
· Full name
· Email address
· Phone number
All personal information you provide through our website is entirely optional. You are not required to submit any personal information in order to browse our website.
2. How We Collect Information
We collect information that you voluntarily provide to us through:
· Contact forms on our website
· Requests for quotes or information
· Email or phone inquiries initiated by you
We do not use cookies, tracking pixels, or other automated data collection technologies to collect personal information from our website visitors.
3. How We Use Your Information
We use the information we collect for the following purposes:
· To respond to your inquiries or requests for insurance information
· To provide quotes or connect you with appropriate insurance products
· To communicate with you about our services
· To comply with applicable legal and regulatory requirements
We will not use your information for any purpose inconsistent with what is described in this Privacy Policy without your prior consent.
4. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share your information in the following limited circumstances:
· Service Providers: We may share your information with trusted third-party service providers who assist us in operating our business, subject to confidentiality obligations.
· Insurance Carriers and Partners: With your consent, we may share your information with insurance companies or licensed partners to fulfill your request for insurance products.
· Legal Requirements: We may disclose your information if required to do so by law, court order, or government authority, or to protect the rights, property, or safety of AMS Financial Services, our clients, or others.
· Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our business assets, your information may be transferred to the acquiring entity.
5. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by applicable law and regulations. When your information is no longer needed, we will securely dispose of it.
6. Security of Your Information
We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
7. State-Specific Privacy Rights
Texas Residents
As a Texas resident, you may have rights under the Texas Insurance Code and other applicable state law regarding the collection and use of your personal information by insurance licensees. You may request access to personal information we hold about you and request corrections to any inaccuracies.
Louisiana Residents
Louisiana residents may have rights under the Louisiana Insurance Code and the Louisiana Database Security Breach Notification Law. If you are a Louisiana resident and have questions about how we handle your information, please contact us using the information below.
Maryland Residents
Maryland residents may have rights under the Maryland Personal Information Protection Act and the Maryland Insurance Code. If you are a Maryland resident and wish to access, correct, or inquire about the personal information we hold about you, please contact us using the information below.
8. Children's Privacy
Our website is not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party websites you visit.
10. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with a revised effective date. Your continued use of our website following any changes constitutes your acceptance of the updated policy. We encourage you to review this policy periodically.
11. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:
AMS Financial Services, LLC
Houston, Texas
Service Areas: Texas, Louisiana, and Maryland
Note: This Privacy Policy is provided for general informational purposes and does not constitute legal advice. AMS Financial Services, LLC recommends consulting with a licensed attorney to ensure full compliance with all applicable federal and state privacy laws and insurance regulations.